@article{Czemiel-Grzybowska:245721,
      author = {Czemiel-Grzybowska, Wioletta},
      title = {{Barriers to financing small and medium business  enterprises in Poland}},
      journal = {Business and Economic Horizons (BEH)},
      volume = {Volume 09},
      number = {Issue 4},
      pages = {44. - 9},
      year = {2013},
}