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Abstract
The aim of the author of this paper is to familiarize readers with crop
insurance in the EU and Serbia. A comparative method of research has been used
and the paper presents types of crop insurance policies typical of the European
continent. The paper points out the factors which affect the supply of this insurance
and the demand for it. Since premium subsidy is one of the important features of
this insurance a part of this paper relates to this issue. The crop insurance in Serbia
is also presented here with the conclusion that the crop insurance coverage is very
modest. Due to frequent changes of climate and natural disasters it is expected that
in the future we will have a growing demand for crop insurance. The unfavorable
economic situation, insufficient knowledge and lack of interest of farmers are the
main reasons why is crop insurance in Serbia very modest and undeveloped.
Because of the frequency of claims and their intensity, this image should be
amended.