LENDING BY RURAL BANKS INVOLVED IN MERGERS

This paper employed a variety of sources of data and a number of methods to describe rural lending markets. Over the sample period, 1992 through 1998, there was a pronounced trend towards affiliation of banks, both urban and rural, with holding companies, although over this period there was little change in the concentration of banking offices in rural areas. Using data from the 1993 National Survey of Small Business Finances, the study found some evidence that rural small businesses were less likely to apply for a loan than urban small firms although those rural firms that did apply were more likely to have their application accepted.


Keywords:
Issue Date:
1999-08
Publication Type:
Journal Article
PURL Identifier:
http://purl.umn.edu/15379
Published in:
Journal of Agricultural and Applied Economics, Volume 31, Number 2
Page range:
201-214
Total Pages:
14




 Record created 2017-04-01, last modified 2017-04-04

Fulltext:
Download fulltext
PDF

Rate this document:

Rate this document:
1
2
3
 
(Not yet reviewed)